This Privacy Policy is governed by and complies with the following laws and regulations:

We collect only the data that is necessary to provide our services. The following table maps our data collection to Apple’s App Store Privacy Nutrition Label categories:

Finease obtains your explicit, informed consent before collecting or processing your personal data, in compliance with the DPDP Act 2023 and Apple’s App Store guidelines.

4.1 Onboarding Consent

Upon first launch of the application, you will be presented with this Privacy Policy and our Terms & Conditions. You must actively tap “I Agree” to proceed. Users who do not accept cannot access the platform.

4.2 Service-Specific Consent

For services requiring additional sensitive data (e.g., PAN for NPS, bank details for IPO), a separate, specific consent screen will be shown at the time of that service enrolment, explaining exactly what data is needed and why.

4.3 Withdrawing Consent

You may withdraw consent at any time by:

• Deleting your account (via Profile → Settings → Delete Account)
• Contacting us at the details in Section 15

Please note: Withdrawing consent may result in inability to access certain services. Withdrawal does not affect data already lawfully processed before withdrawal.

Finease is committed to user privacy and complies fully with Apple’s App Tracking Transparency (ATT) framework (iOS 14.5 and later).

We use collected data strictly for the following purposes:

We do NOT use your data for: advertising profiling, selling to third parties, or any purpose not listed above.

7.1 Regulated Financial Partners

To deliver our core services, we share specific user data with the following categories of regulated third-party partners. All partners are contractually required to maintain equivalent data protection standards as described in this Policy.

Each partner operates under its own Privacy Policy and applicable regulatory framework. We recommend reviewing their respective privacy policies.

7.2 Technology & Analytics Partners

We may use third-party technology services (such as cloud hosting, crash analytics, and app performance monitoring) that process limited technical data. These include:

These technology partners do not receive personal financial data or identity documents.

7.3 Legal Disclosures

We may disclose user data to government authorities, regulators (SEBI, PFRDA, RBI), or courts if required by law, court order, or to protect the rights and safety of users or the Company.

7.4 What We Never Share

We implement industry-standard security measures to protect your personal data:

8.1 Data Breach Notification

In the event of a personal data breach that is likely to result in harm to users, Finease will:

While we implement robust security measures, no system can guarantee absolute security. We encourage users to maintain strong passwords and not share credentials with third parties.

9.1 Retention Periods

9.2 Account Deletion

Users can delete their account at any time directly from the application:

As a Data Principal under the Digital Personal Data Protection Act, 2023, you have the following rights:

We will respond to all data rights requests within 30 days of receipt. Some requests may be limited by mandatory legal retention requirements.

The Finease app may send push notifications for:

Push notifications require your permission, which is requested at first app launch. You can manage notification preferences at any time in:

Disabling push notifications will not affect core app functionality but may result in missed time-sensitive alerts.

The Finease Platform is strictly intended for users who are 18 years of age or older. We do not knowingly collect personal data from individuals under 18.

If we become aware that personal data has been collected from a minor, we will promptly delete such data. If you believe your child has provided personal information to us, please contact us immediately at the details in Section 15.

The Finease website uses cookies and similar tracking technologies for:

The Finease iOS mobile application does NOT use browser cookies. App session management uses secure, encrypted tokens stored in iOS Keychain.

We do not use tracking pixels, third-party advertising cookies, or cross-site tracking technologies.

You may disable cookies in your browser settings. This may affect certain website features but will not impact the mobile application.

In accordance with the DPDP Act 2023 and Apple App Store requirements, we have designated a Grievance Officer and a point of contact for all privacy-related matters:

For any questions, concerns, or requests related to this Privacy Policy:

We may update this Privacy Policy periodically to reflect:

Material changes will be notified to users via:

Continued use of the Platform after notification constitutes acceptance of the revised Policy. If you do not agree to changes, you must discontinue use and delete your account.

Users can delete their account directly from within the application by following these steps:

Steps to Delete Account:

Upon account deletion, we remove the following user data:

Data deletion is performed subject to applicable legal and regulatory retention requirements, if any.